Findan

Terms and Conditions of Use

The following terms form a binding agreement between you (“you”, “the user”) and the operator of this website. Please take the time to carefully review these terms.

The permission granted to you to use this website (“Site”) is conditional upon you complying at all times with these terms, and any additional terms associated to our Site (“Terms of Use”).

By accessing and using the Site including any feature, function, content or service provided on or through the Site (“Service”), you, and any person, company or other entity on whose behalf you are accessing our Site and Services, agree to our Terms of Use.

1. Modifications

We may revise these Terms of Use at any time by amending this web page. These terms should be checked regularly for changes, and your continued use of the Site and our Service after the effective date of any such changes constitutes your continued acceptance of our Terms of Use as amended from time to time, but no changes will be retroactive. If you do not agree with our Terms of Use, please immediately discontinue the use of our Site and do not use any of our Services.

We also reserve the right to modify or discontinue any aspect or feature of this Site or our Services including access to or use of this Site.

2. Privacy and Cookie Policies

We do not collect or process information about you or use cookies.

3. Site Ownership

All content, information, functions, and infrastructure used or provided on or through our Site is proprietary to us, licensors, and any other third party contributors or partners. By accepting our Terms of Use you agree, save for in the pursuit of non-commercial use, not to copy, distribute, transmit, modify, display, reproduce, perform, publish, license, transfer, create any similar or derivative works from, or sell or re-sell any information, software, Services or products obtained from, or through, the Site and our Services, in whole or in part.

4. Site Availability

We grant you access to and the use of the Site on a temporary basis only and we retain the right in our sole discretion to deny access to the Site and/or use of any Service to you for any reason and at any time. You agree that we shall not be liable for any termination of your use of or access to the Site.

We do not guarantee continuous or secure access to our Services, and the operation of our Site may be subject to interference by numerous factors outside of our control. We will endeavour to maintain an uninterrupted and error-free service, but we cannot guarantee this and we do not give any promise or warranty, whether express or implied, about the availability of our Site or any of our Services.

We are not responsible for any direct, consequential or indirect losses or damage caused by any interruption of access to or use of this Site due to faults or circumstances outside our control including but not limited to link failures, power difficulties, telephone outages, network overload, default or failure of a third party (including a public telecommunications operator), government actions, failure in the supply of a third party’s access line or any event of force majeure.

5. Site Information

We endeavour to keep the information and other content and materials on the Site up to date, but we do not guarantee that any information or other content on the Site is up to date, complete and accurate at any time and we reserve the right to amend any information or other content at any time without prior notice to you. We accept no liability or responsibility for any direct, consequential or indirect losses or damage which you may suffer or incur if you use or rely on any information or content on the Site.

6. Information Transmitted Over the Internet

We try to ensure the security of all information transmitted through our Site; however, we have no control over the security of the Internet or any networks you choose to use to access or communicate with our Site and we are not responsible for the security of any information that you may choose to communicate to us and our Site while it is being transmitted, and we are not responsible for any data that may be lost upon or during transmission.

7. Site Conduct and Rules

All interactions with the Site must be lawful and in compliance with the Terms of Use. It is at our sole discretion to limit your access, if your conduct restricts or inhibits other users from using, accessing, or enjoying any part of our Site at any time.

8. Prohibited Activities

You will not any carry out or assist, solicit or encourage any of the following activities to be carried out on or in relation to our Site:

You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

9. Intellectual Property Rights

Our Site contains material which is protected by copyright, trademarked, or otherwise constitutes or contains proprietary content or information, including any and all text, software, photographs, images, video, graphics, music, sound and databases (“content”). All Site content is protected under applicable intellectual property laws. The selection, coordination, arrangement and enhancement of such content, as well as the original content itself is owned by us or is used by us under license or other agreement.

Copying, distributing, publishing or transmitting any Site content, including in a modified or derivative form, is strictly prohibited save for in pursuit of non-commercial activities, and is a breach of these Terms of Use, and any such action is an infringement of intellectual property rights and may result in civil and/or criminal action and sanctions. Copying, redistribution, retransmission, publication or commercial exploitation of Site content is not permitted unless otherwise stated in a separate licence or agreement.

10. Links

Links may appear on our Site to the websites of affiliated or non-affiliated parties. In either case, we do not endorse and we are not responsible for the content or accuracy of external websites that link to this Site or which are linked from it. If you access an external website through one of our links, you do so at your own risk.

11. Disclaimer of Warranty

By accepting these Terms of Use, you expressly acknowledge, understand and agree that you access and use this Site at your own sole risk and that your use of the Site is on an “as is” basis and as and when available. All warranties, conditions and representations, express or implied, including but not limited to, title, non-infringement, merchantability, quality, and fitness for purpose are hereby disclaimed to the fullest extent permitted by applicable law.

12. Limitation of Liability

Neither we nor any of subsidiaries, affiliates, employees, agents, third-party content providers or licensors, or any of their officers, directors, employees or agents, shall be liable for any indirect, consequential, special, incidental, or punitive losses or damages which may arise out of or in connection with the use of the Site or the use of or reliance upon any of its content.

13. Indemnity and Release

The Site is controlled, operated, and administered by us from within the United Kingdom and we make no representation that any Site content is appropriate or available for use at any other location outside the United Kingdom. If you access the Site from a location outside the United Kingdom, you are responsible for compliance with all local laws.

14. General

No delay, omission or forbearance by us to exercise or enforce any right, power or remedy under the Terms of Use shall operate as a waiver thereof, and any single or partial exercise or enforcement thereof shall not preclude any other or further exercise or enforcement thereof or the exercise or enforcement of any other right, power or other remedy.

Section headings in the Terms of Use are used for convenience and are of no legal force or effect.

If at any time any provision of these Terms of Use is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect or impair the legality, validity or enforceability in that jurisdiction of any other provision of these Terms of Use or the legality, validity or enforceability under the law of any other jurisdiction of that or any other provision of these Terms of Use.

Each of any relevant subsidiaries, affiliates, and any and all third party content providers and licensors shall have the right to assert and enforce any and all provisions of these Terms of Use directly and/or on its own behalf.

15. Choice of Law

These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) and any dispute arising out of or in connection with any service or product that we make available on or through the Site shall be governed by and construed in accordance with the laws of England and Wales. The English courts will have exclusive jurisdiction over any dispute or claim arising out of or in connection with these Terms of Use or any service or product that we make available on or through the Site.